
Benjamin Collins
Director
In 2017, after 4 years working for larger organisations, Benjamin decided to start a boutique financial advice firm to allow him to spend more time with each individual client on their specific goals.

Our Expert Advisers
Get to know the people who'll listen to your goals, understand your challenges, and help you create a future you're excited about.

Director
In 2017, after 4 years working for larger organisations, Benjamin decided to start a boutique financial advice firm to allow him to spend more time with each individual client on their specific goals.


Senior Financial Adviser | Agriculture Specialist
Hi I'm Luke, I help Families and Professionals improve their financial world. I also help farmers with: Succession Planning, Off Farm Assets, Personal & Farm Protection, Superannuation, Tax Planning and Cash Flow Planning.

Financial Adviser
Hi, I'm Brenton. I help people improve their financial strategy & keep their plans on track. I enjoy taking a strategic approach with people's finances, tailoring solutions to what matters most to you.

Financial Adviser
Hi, I'm Andrew. I'm here to listen and understand your unique financial situation. I genuinely care about helping you make smart financial choices that support your goals in life. It's never too late to take control and create a plan for a better financial future.

Senior Financial Adviser
Hi I'm Ashley, I help people make good financial decisions, feel confident with the strategy we put in place for you and help you understand what your financial future may look like. I focus on education and making it simple, so you can spend more time enjoying life without worrying about your finances.

Chartered Accountant
Rejina brings a wealth of knowledge and experience to the team, having completed her Master of Professional Accounting at CQ University in 2011. She became a Chartered Accountant in 2018 and also received her TPB license the same year. With a strong background in tax and a genuine passion for helping clients navigate the numbers with ease, Rejina is committed to making accounting approachable and stress-free.
Client Success
Real stories from real clients who have taken control of their financial destiny.
“Luke has been really helpful, considered and very personable in his approach to assisting us with our needs. He was actually recommended by a friend and it is obvious as to why he has built a strong r...”
Robert Chittick
Google Review
“Excellent advice given in terms I could understand with an achievable plan for future me.”
Tammie Pickard
Google Review
“Very helpful and knowledgeable advisers, would highly recommend their team.”
Stephanie G
Google Review
“On recommendation from a business contact of ours we contacted What If Advice to help us with a business and personal life financial plan for our super and insurances. Ben and Leigh present as, and ha...”
Jiggles Jangles
Google Review
“I have recently met with Ben and Leigh to discuss financial strategy personally and for my business. They are both very personable and genuine guys and I felt throughout the sessions that without a do...”
Melissa Moore
Google Review
“I had the pleasure of having Ben Collin's as my financial advisor for my business and wow, the support and advice I got really helped the growth and opened my eyes to new and exciting ways to boost my...”
Riley Yarnold
Google Review
“What If Advice has been amazing - I had an excellent experience working with Luke especially! Their team is not only highly knowledgeable but also incredibly approachable and patient. They took the ti...”
Stephanie Phillips
Google Review
“Meeting with Luke at 'What If' has been a very positive experience. Not only is his advice helpful but he's a pleasure to deal with and communicates information clearly. I highly recommend What If Adv...”
Ali Grace
Google Review
“Nice friendly people, very helpful easy to deal with - recommend their service.”
Trevor
Google Review
“Professional service from start to finish. The team really understood our family situation and created a plan that works for us.”
Michael Chen
Google Review
“Best financial advice I've received. Clear explanations and practical strategies that I can actually implement.”
Sarah Johnson
Google Review
“What If Advice helped us navigate a complex inheritance situation. Their expertise and patience made all the difference.”
David Smith
Google Review
“I was worried about retirement but the team put together a comprehensive plan that gave me confidence in my future.”
Emma Wilson
Google Review
“Great experience with the whole team. They take time to explain everything and make sure you understand your options.”
James Anderson
Google Review
“Highly recommend! They helped restructure my business finances and I'm already seeing the benefits.”
Lisa Brown
Google Review
Our team of ASIC-licensed advisers is ready to help you create a personalized financial strategy. Book your free consultation today.