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Aged Care Costs in Australia: How to Plan Without Losing the Family Home
A practical guide to understanding aged care costs in Australia and how to plan for them without being forced to sell the family home. Covers residential aged care fees under the current 1 November 2025 fee arrangements, the RAD and DAP, how the family home is assessed, protected person rules, the Support at Home program, means testing, and the key financial decisions families face when a parent enters care.
Recontribution Strategy Explained: How to Reduce Tax for Your Kids
A practical guide to the superannuation recontribution strategy for Australians who want to reduce the death benefits tax their adult children pay when they inherit super. Covers how the taxable and tax-free components work, who the strategy suits, contribution cap limits, age and work test conditions, and the estate planning context.
Retiring Overseas as an Australian: Super, Tax and Age Pension Impact
A practical guide for Australians planning to retire abroad. Covers what happens to your super, how your tax residency changes, whether your Age Pension is portable, the SMSF residency trap, withholding tax on super withdrawals, and the key steps to take before you leave Australia permanently.
Personal Services Income Rules: Are You Actually Running a Business?
A plain-English guide to the Personal Services Income rules in Australia. Covers what PSI is, how the four PSB tests work, what the 80% rule means for contractors and consultants, what happens when PSI rules apply, and the deductions you lose when they do.
Trust Distributions and Section 100A: What the ATO Is Watching
A plain-English guide to Section 100A of the Income Tax Assessment Act and what it means for family trust distributions in Australia. Covers reimbursement agreements, the ordinary family dealing exception, the ATO's risk zones from its 2022 guidance, high-risk arrangements, and what trustees should be doing now.
How to Legally Structure Family Income to Reduce Tax
A practical guide for Australian families and business owners on legal strategies to reduce tax through income splitting, spousal super contributions, family trusts, employing family members, and smart investment structuring. Includes the announced 2026 Budget trust distribution and CGT discount changes.
Fringe Benefits Tax Explained for Small Business Owners in Australia
A practical guide to Fringe Benefits Tax for Australian small business owners. Covers what FBT is, what triggers it, how it is calculated, the exemptions that reduce your liability, record-keeping obligations, and when to register and lodge.
SMSF vs Industry Fund: Real Cost Comparison at Different Balances
Is an SMSF actually cheaper than an industry fund? The answer depends almost entirely on your balance. Here is what the numbers really look like at $150,000, $250,000, $500,000, and $1 million.
SMSF Setup Costs and Running Fees: Full Breakdown for 2026
Thinking about an SMSF? Here is every cost you need to know, from one-off setup fees through to annual running costs, hidden expenses, and the balance threshold where an SMSF actually starts to make financial sense.
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